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Entity vs EOR, calculated.

Set a country and a headcount. See how owning an entity costs less than paying an EOR service.

Cost calculator · year one, all-in

What EOR actually costs you.

1246810+
Year-one cost comparison: EOR vs entity$0$20k$41k$61k$82k1246810+employeesFixed cost, any headcountYour savings
EOR
Entity
EOR · year one
$31,152
4 employees · $649/mo each
Entity · year one
$5,350
$1,750 setup + $3,600/yr compliance
You'd save
$25,802
every year, and you own the entity
Crossover in United Kingdom: at 1 employee the entity becomes cheaper than EOR.See full breakdown
$599/mo
Average EOR fee per employee, before salary, taxes, or benefits.
2–3
Hires in one country where owning beats renting.
< 30 days
From kickoff to a live entity, registered, banked, and compliant.
70+
Countries where Commenda incorporates and files.

Total Cost of Ownership

The real price of renting compliance.

The EOR invoice is clean. The year-end review isn't. That's where the extra vendors and uncovered obligations show up.

Status Quo · 4 employees in United Kingdom

EOR platform fee

$31,152

$649/mo × 4 × 12

Entity management (separate vendor)

$8–15k

VAT / GST / Sales tax

$6–12k

Transfer pricing study

$30–80k

Local statutory filings

Not covered

Ownership

EOR is the legal employer

Year one, all in

$95k+

With Commenda · your entity

Entity incorporation

$1,750

One-time, per entity

Tax, accounting & compliance

$3,600

Per year, fully managed

VAT / GST / Sales tax

Included

Transfer pricing

Included

Statutory filings & calendar

Included

Ownership

You are the legal employer

Year one, all in

$5,350

Get a custom quote

How these numbers are built

The Commenda figure is a fully-managed entity: one-time incorporation plus a year of tax, accounting, VAT/GST and statutory compliance, the work an EOR bundles behind its per-employee fee. Multi-vendor stack estimates draw on publicly available pricing and Commenda's experience with cross-border operations as of 2026. Actual costs vary by country, entity count, complexity, and transaction volume; figures shown are illustrative, not a quote.

From the fieldFinance leads, in their words.

TRX

"The platform works exactly the way I need it to. As long as the Commenda team is actively logged in, filing, and providing us with a summary report, I consider that my measure of compliance."

Matt Preston
Matt PrestonFinancial Controller, TRX
Loulou Lollipop

"Everyone has been a pleasure to work with, demonstrating a high level of expertise and knowledge."

Olya Massalitina
Olya MassalitinaDirector of Finance, Loulou Lollipop
Hover

"Commenda is a great tool for entrepreneurs like myself primarily because of its simplicity."

Cameron Rowe
Cameron RoweFounder, Hover

Feature comparison

EOR solves hiring.
Commenda solves what hiring creates.

Capability
EOR Provider
Commenda
Hire fast in a new country
Core product
Via entity setup
Entity formation & registration
Add-on service
Built in
Ongoing entity management
Not offered
Built in
You are the legal employer
EOR is the employer
You own the entity
IP ownership & control
Via EOR's entity
Direct ownership
VAT, GST & sales tax
Not offered
All jurisdictions
Transfer pricing
Not offered
Built in
Corporate tax & statutory filings
Not offered
All jurisdictions
Compliance calendar & deadlines
Payroll only
Global, automated
Multi-jurisdiction audit trail
Not offered
Single source of truth
Cost as you scale
Linear with headcount
Flattens with headcount

Timeline

From kickoff to open for business

A new jurisdiction means unfamiliar filings, local requirements, and five vendors to coordinate. Commenda is all of them.

Kick off

Submit your details once. We run name availability checks, collect documents, and kick off filings. No back-and-forth across five contacts.

Incorporate

Incorporation filed. Formation documents, company number, and registered address land in your dashboard as they're issued.

Register

Tax ID obtained. VAT enrollment filed. Banking guidance lined up. Compliance calendar built around your jurisdiction's filing deadlines.

Go live

You're operational in a new market. No flights, no queues, no trip to a government office.

Frequently asked questions

You outgrew EOR.
Now own what you've built.

Book a 25-minute walk-through. We'll model your specific countries, headcount, and savings, then show you the migration plan.